Norm Cowie's award-winning humor articles in NACM/Midwest's newsletter The Credit Report regarding the Illinois Mechanics Lien Act

Introduction, Nov/Dec 02
Section 1, Jan/Feb 03
Sections 2 & 3, Mar/Ap 03
Section 4, May/June 03
Section 5, July/Aug 03
Section 6, Sept/Oct 03
Section 7, Nov/Dec 03
Section 8, Jan/Feb 04
Section 9,  Mar/Ap 04
Sections 10,11,12    May/June 04
Sections 13,14,15    July/Aug 04
Subcontractors Credit Group,  Sept/Oct 04
Sections 16 & 17,  Nov/Dec 04
Sections 18 &19  Jan/Feb 05
Sections 20 & 21, Mar/Ap 05
Executive of the Year May/June 05
Poo Poo Head May/June 05







Sections 21.01, 21.02, 22    July/Aug 05
Section 23 Sept/Oct 05
Section 24,  Nov/Dec 05
Sections 25-27  Jan/Feb 06
Section 28, Mar/Ap 06
Section 29 May/June 06 return of no liens!
NACM/Midwest announces my new book
More on the notorious 'no lien' law!
Section 30  Sept/Oct 06
Sections 31 & 32, Nov/Dec 06
Sections 33,34 & 35, Jan/Feb 07
Section  36  March/Ap 07
Section 37  May/June 07
Section 38  July/Aug 07
Section 39 Sept/Oct 07
LIen law change Sect 60/1.2 Nov/Dec 07
Sec 22 & announcement Heat of Moment
Click here to read the real, honest to goodness lien act.  Good for insomnia and, in some cases, outperforms both Rogaine, the little blue pill (don't ask) and the little white pill (aspirin).  Or better yet,  just read my articles. The newest articles are at the bottom.  
Okay, I'm all done with the lien law (see above) but they want me to keep
writing my articles.  So going foreward, or forward, or fourword or foreword, these will be general articles on construction law, collections, techniques and stuff.  Read on..
Waivers and affidavits  Mar/Ap 08
More waivers, Chi Title  May/June 08
And more waivers    July/Aug 08
Collection agencies    Sept/Oct  08
"Friendly liens"  Nov/Dec 08
Credit Refs & Mentor of Yr Jan/Feb09
Industry Credit Groups,  Mar/Ap 09
Bankruptcy - Using PACER  May/June 09
Courtesy with Credit Refs  July/Aug 09
Collecting a judgment  Sept/Oct09
Manufacturer liens  Nov/Dec 09
Establishing credit for employee of good cust Jan/Feb 10
NACM announces winner National Writing Contest Ap 10
Dealing with the Big Guys (terms) April 2010
Subcontractors Bill of Rights  May/June 2010

Note: some of these are kind fo funky due to issues with a new computer and scanner.  So going foward, I'm going to attach them by PDF to make it easier on your peepers. Just click the icon next to the article.

Cheers




The Gambler  July/Aug 2010


The First NSF   Sept/Oct 2010 


  Norm's Handy Dandy Guide to the Lien Law (Illinois)
       (added 10/10)


Section 34 demand  Nov/Dec 2010


January/Feb 2011 Note to scammers! 
   (aka  Get a Job)      


March/Ap 2011  To Catch a Thief  


May/June 2011  Tax audit       


July/Aug 2011  Cypress Creek  court decision                   

Sept_Oct_10_The_First_NSF.pdf
Sept_Oct_10_The_First_NSF.pdf
July_Aug_10__The_Gambler.pdf
July_Aug_10__The_Gambler.pdf
handy_dandy_guide.pdf
handy_dandy_guide.pdf
Section_34_demand_nov_dec_10.pdf
Section_34_demand_nov_dec_10.pdf
jan_feb_2011_note_to_scammers.pdf
jan_feb_2011_note_to_scammers.pdf

nacm_article_to_catch_a_thief.pdf
nacm_article_to_catch_a_thief.pdf
may_june_2011_tax_audit.pdf
may_june_2011_tax_audit.pdf
july_aug_2011_just_my_art.pdf
july_aug_2011_just_my_art.pdf