Norm Cowie's award-winning humor articles in NACM/Midwest's newsletter The Credit Report regarding the Illinois Mechanics Lien Act

Introduction, Nov/Dec 02

Section 1, Jan/Feb 03

Sections 2 & 3, Mar/Ap 03

Section 4, May/June 03

Section 5, July/Aug 03

Section 6, Sept/Oct 03

Section 7, Nov/Dec 03

Section 8, Jan/Feb 04

Section 9,  Mar/Ap 04

Sections 10,11,12    May/June 04

Sections 13,14,15    July/Aug 04

Subcontractors Credit Group,  Sept/Oct 04

Sections 16 & 17,  Nov/Dec 04

Sections 18 &19  Jan/Feb 05

Sections 20 & 21, Mar/Ap 05

Executive of the Year May/June 05

Poo Poo Head May/June 05

Sections 21.01, 21.02, 22    July/Aug 05

Section 23 Sept/Oct 05

Section 24,  Nov/Dec 05

Sections 25-27  Jan/Feb 06

Section 28, Mar/Ap 06

Section 29 May/June 06 return of no liens!

NACM/Midwest announces my new book

More on the notorious 'no lien' law!

Section 30  Sept/Oct 06

Sections 31 & 32, Nov/Dec 06

Sections 33,34 & 35, Jan/Feb 07

Section  36  March/Ap 07

Section 37  May/June 07

Section 38  July/Aug 07

Section 39 Sept/Oct 07

LIen law change Sect 60/1.2 Nov/Dec 07

Sec 22 & announcement Heat of Moment

Click here to read the real, honest to goodness lien act.  Good for insomnia and, in some cases, outperforms both Rogaine, the little blue pill (don't ask) and the little white pill (aspirin).  Or better yet,  just read my articles. The newest articles are at the bottom.  

Okay, I'm all done with the lien law (see above) but they want me to keep

writing my articles.  So going foreward, or forward, or fourword or foreword, these will be general articles on construction law, collections, techniques and stuff.  Read on..

Waivers and affidavits  Mar/Ap 08

More waivers, Chi Title  May/June 08

And more waivers    July/Aug 08

Collection agencies    Sept/Oct  08

"Friendly liens"  Nov/Dec 08

Credit Refs & Mentor of Yr Jan/Feb09

Industry Credit Groups,  Mar/Ap 09

Bankruptcy - Using PACER  May/June 09

Courtesy with Credit Refs  July/Aug 09

Collecting a judgment  Sept/Oct09

Manufacturer liens  Nov/Dec 09

Establishing credit for employee of good cust Jan/Feb 10

NACM announces winner National Writing Contest Ap 10

Dealing with the Big Guys (terms) April 2010

Subcontractors Bill of Rights  May/June 2010

Note: some of these are kind fo funky due to issues with a new computer

and scanner.  So going foward, I'm going to attach them by PDF to make

it easier on your peepers. Just click the icon next to the article.

Cheers

The Gambler  July/Aug 2010

The First NSF   Sept/Oct 2010 

  Norm's Handy Dandy Guide to the Lien Law (Illinois)

       (added 10/10)

Section 34 demand  Nov/Dec 2010

January/Feb 2011 Note to scammers! 

   (aka  Get a Job)      

March/Ap 2011  To Catch a Thief  

May/June 2011  Tax audit       

July/Aug 2011  Cypress Creek  court decision                   

Sept_Oct_10_The_First_NSF.pdf

July_Aug_10__The_Gambler.pdf

handy_dandy_guide.pdf

Section_34_demand_nov_dec_10.pdf

jan_feb_2011_note_to_scammers.pdf

nacm_article_to_catch_a_thief.pdf

may_june_2011_tax_audit.pdf

july_aug_2011_just_my_art.pdf